855-537-2421

Called but left no message

Portfolio Recovery Services.
Collection Agency

These fine folks must have hundreds of numbers. They are after my daughter, not me, so I continually block their number. This has got to be at least the 10th one I've blocked.

Caller wanted to speak with a person that was decesed then wanted me to fax proofs. They would not tell us who they were or what it was about.

They call everyday!!  Finally answered and asked them to please put on the "do not call list" & she said she would.  She called back 5 minutes later then hung up!!  Called again this morning @ 8:05 and again hung up!!  I've had it!!!

called...left no message..they're chasing a debt that is 4 yrs beyond their legal right to pursue it.

Called... left no message.

They have started calling on Sundays for a debt from 2006

Is that all............I have blocked 57! lol

sounds shady to me. I would have asked why should I fax personal information if you won't give me information.

This is just another number used by Portfolio Recovery Associates, debt collectors that chase very old debts by any means possible (debts that are years past the date they were written off in accordance with the Statute of Limitations law). These people are extremely rude, very disgusting, obsessive, and all around just trashy. I have 96 numbers for them stored in my blocked contacts, and they use any one of these numbers to call, then once they realize you blocked that particular number, they can generate a new number and call you with that. And the cycle continues to repeat... it just never ends. Don't bother going through the tough process of changing your number - they use very shady (quite possibly illegal) tactics to find you. And they will find your number quickly. They've been calling me for over six years, so I've seen over the years the way that they've become worse and worse. In the beginning I chose to add them to my block list, and I've become so used to it that I'm not even bothered by them anymore.  Perhaps I should use Morgan & Morgan to find them and shut them down for good.

Get a call blocker app that can block area codes. I got so tired of blocking this [***] individual numbers. So whenever  they get a call through with a new number that isn't blocked I don't answer it and then just block the entire NPA (first three digits).

Yes they are debt collection. . . . As long adthry aren't threatening to sue you they can call you until you send in a cease and desist letter.  Just because something is past the statute of limitations doesn't mean it not collectable.  They can still sue you actually. . You have to file an answer with SOL listed as an affirmative defense.  SOL means they can't sucessfully win. . .but unfortunately too many people ignore calls and read 800 noted and end up with a judgement by default because they never responded. Also . . .verbal cease and desist is only good for 10 days in most states.  Ask for an address send in a written CaD with return reciept and if they continue to call then you have recourse.

Ignoring debt collectors is the worst rout to take.  Know your rights and talk to them. . .you might be superseded at the outcome.

"Just because something is past the statute of limitations doesn't mean it not collectable.  They can still sue you actually."  Wrong, once a debt is past SOL they are not legally allowed to sue you.  "read 800 noted and end up with a judgement by default because they never responded"  If they read the advice on here from members that know what they are talking about they will have no problem.  If they read advice from someone like you, well then they will have a big problem. "verbal cease and desist is only good for 10 days in most states"  Please show me a law that says this.
Here is a copy of the FDCPA so that you can easily reference it to refute me:  https://www.ftc.gov/enforcement/rules/rulemak ... ctices-act-text

PORTFOLIO RECOVERY ASSOCIATES AKA PRA
Good news, they got slapped hard for 82 million recently:  http://www.kansascity.com/news/local/article21073359.html

Posted in:
 https://800notes.com/forum/ta-2a4cf0cd3a9e0dd ... very-associates

https://800notes.com/Phone.aspx/1-757-952-1847

https://800notes.com/Phone.aspx/1-205-396-3619/7

https://800notes.com/Phone.aspx/1-205-588-7043

https://800notes.com/Phone.aspx/1-213-443-8792

https://800notes.com/Phone.aspx/1-404-909-8732/2

https://800notes.com/Phone.aspx/1-518-312-4713#p837986669093189763

https://800notes.com/Phone.aspx/1-620-708-4824

https://800notes.com/Phone.aspx/1-620-708-4838

https://800notes.com/Phone.aspx/1-620-860-0202

https://800notes.com/Phone.aspx/1-678-265-3904

https://800notes.com/Phone.aspx/1-714-699-3172

https://800notes.com/Phone.aspx/1-731-256-6444/3

https://800notes.com/Phone.aspx/1-731-256-7209

https://800notes.com/Phone.aspx/1-731-256-9336

https://800notes.com/Phone.aspx/1-757-215-1948

https://800notes.com/Phone.aspx/1-757-215-2332
https://800notes.com/Phone.aspx/1-757-320-1591

https://800notes.com/Phone.aspx/1-757-506-0177/11

https://800notes.com/Phone.aspx/1-757-946-1151

https://800notes.com/Phone.aspx/1-800-772-1413/47

https://800notes.com/Phone.aspx/1-800-851-9631/16

https://800notes.com/Phone.aspx/1-817-479-9154

https://800notes.com/Phone.aspx/1-817-500-4360/3

https://800notes.com/Phone.aspx/1-844-546-4261

https://800notes.com/Phone.aspx/1-847-737-4347

https://800notes.com/Phone.aspx/1-847-915-4056/2

https://800notes.com/Phone.aspx/1-858-568-7619

https://800notes.com/Phone.aspx/1-866-423-1568

https://800notes.com/Phone.aspx/1-866-423-5021/2

https://800notes.com/Phone.aspx/1-866-519-8330

https://800notes.com/Phone.aspx/1-914-595-7031/10
https://800notes.com/Phone.aspx/1-702-425-3735
https://800notes.com/Phone.aspx/1-954-606-9402/4

https://800notes.com/Phone.aspx/1-954-606-9402/5
https://800notes.com/Phone.aspx/1-866-298-1447/3
https://800notes.com/Phone.aspx/1-620-860-0783
https://800notes.com/Phone.aspx/1-757-215-2370
https://800notes.com/Phone.aspx/1-620-860-0784
https://800notes.com/Phone.aspx/1-855-537-2421

One has to wonder why an allegedly “legitimate” business has to have so many different phone numbers to call from.

Web page with contact information:  http://www.portfoliorecovery.com/contact_us.html
Make sure you read how they just lost an 83 million dollar lawsuit against them:  http://www.kansascity.com/news/local/article21073359.html

Make sure you read how the NY AG spanked them bad on May 1, 2014 in the following BBB page.

BBB page with 1,308 complaints, a government action from the State of New York, and yet they get an A- rating?  http://www.bbb.org/norfolk/business-reviews/d ... olk-va-51000164
Bizapedia has them as a Delaware Corporation started in 2007 as opposed to the information on the BBBB page that says 1996:
http://www.bizapedia.com/de/PORTFOLIO-RECOVERY-LLC.html
http://www.bizapedia.com/addresses/120-CORPOR ... K-VA-23502.html

Other complaint sites:
http://www.complaintsboard.com/complaints/portfolio-recovery-associates-c275360.html
http://www.creditreportproblems.com/Portfolio_Recovery_Associates_LLC.htm

Cases against PRA:
http://www.leagle.com/decision/In%20FDCO%2020130416695
http://www.prweb.com/releases/Class-Action/Lawsuit/prweb5253574.htm
http://law.justia.com/cases/federal/district- ... 2707/228930/60/
http://dockets.justia.com/docket/california/casdce/3:2015cv00768/471398
http://www.bigclassaction.com/lawsuit/portfol ... olations-of.php
http://leagle.com/decision/In%20FDCO%20201409 ... SOCIATES,%20LLC
http://dockets.justia.com/docket/illinois/ilndce/1:2015cv02765/308374
http://www.creditreportproblems.com/pennsylva ... -practices-act/
http://www.creditreportproblems.com/portfolio ... cpa-violations/
http://designertoday.com/News/6736/Reader.Get ... .Prejudice.aspx
http://dockets.justia.com/search?query=PORTFOLIO+RECOVERY+ASSOCIATES%2C+LLC
http://www.ca6.uscourts.gov/opinions.pdf/14a0266p-06.pdf
http://cdn.ca9.uscourts.gov/datastore/opinions/2012/12/28/11-56600.pdf
http://statesboro.biz/News/702/Class-Action-L ... f-The-TCPA.aspx
http://www.gpo.gov/fdsys/granule/USCOURTS-mie ... 1_12-cv-11526-2
http://www.gpo.gov/fdsys/granule/USCOURTS-kye ... 5_13-cv-00147-0
And a CFPB case about a lawyer who works for PRA.
http://www.washingtonpost.com/blogs/wonkblog/ ... ction-lawsuits/
Some more interesting reading:

http://ficoforums.myfico.com/t5/Rebuild ... /td-p/8653

http://hamptonroads.com/2013/09/portfol ... dial-proof

http://www.creditreportproblems.com/Por ... es_LLC.htm

"PRA may also sometimes make harassing calls and send out threatening letters. In some cases they may have your information by mistake ~ so they are sending the WRONG PERSON collection notices!"

http://www.ca6.uscourts.gov/opinions.pd ... 66p-06.pdf

TCPA Class Action Suit against:
http://statesboro.biz/News/702/Class-Ac ... -TCPA.aspx

Mentioned here among other bottom feeding criminal DC's:

http://www.washingtonpost.com/business/ ... story.html

Lawsuit against them:

http://topclassactions.com/lawsuit-sett ... iolations/

They were  listed among the worst offenders on the late Bud Hibb's site!

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of the date of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/

Called and left no message

Tom, that's nothing. Calling me, they are chasing debt more than 10 years past legally able to collect, and a lot of it already paid off. They do not care, they are trying to find someone who doesn't know they aren't obligated to pay Portfolio & will pay, even on a debt already paid.

BigA, you forgot my personal favorite: "know your rights... You might be superceded by the outcome."
I seriously doubt THAT, but I would be SURPRISED if Jason Almeda 1) were a native English speaker, and 2) didn't work for Portfolio Debt Recovery, probably out of an office in India

I guess I missed that one.  I would certainly hate to be "superseded" by my rights.  Jason or whatever its name is will soon be out of a job, because there is no way they have insurance that will cover an 82 mil verdict.

Dennis I hope you didn't send them anything. They have the system to get that info. I hope you blocked them. What they are doing is harassment