8595869557

son body call me i dont not for what

Do not call ... Private number.  Plus she was rude And don't even know who she was calling...

1-859-586-9557 calls and never leaves a message..... Want these calls to STOP !!!!

Then follow the steps in what you need to know and send them a cease & desist via USPS certified/return receipt mail. Make sure you read the article also.

Portfolio:
http://www.salem-news.com/articles/june222010/debt-collectors.php

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

Look, since obviously we are not going to get these MFs to give up, then we might as well have some fun with them.  I like to tell them I have Turrett's Syndrome and as a result I am prone to cuss and swear uncontrollably.  I tell them it itsn't personal and that I would like to see if there is anything I can do to help them and I ask them to tell me what the issue is.  As soon as they start to talk I go off on them about their lack of a father and that their mamma was a Ho-Bag.  Then apologize all over myself and request that they continue.  As soon as they start to talk again, I go off on them again. . . this time about what a dou  che  bag they are and that they should turn themselves inside out and take a shower to get rid of the schitty smell coming over the phone. . . . and again, apologize again. . . . and once again politely ask them to continue.  As soon as they speak. . . . well. . . .you know the routine by now. . . sooner or later they will hang up on me and that is when the real fun starts. .. . . I CALL them up and go off on them about hanging up on a mentally disabled person and proceed to tell them what kind of useless lower than dirt type of person they must be. . . . of course, they hang up on me again and of course I will call them back again and go off on them again.  I keep this up for several cycles. . . . usually they end up selling the account to some other poor SOB to which whom I will continue to have as much fun as possible in the same manner. . . . over and over and over and over again.

I hope you realize that they could press charges on you for harassment! Didn't think about the repercussions of this did you?  You could loose your phone as well if they decided to go after you over all this.

SMH.. don't give bad advice to people that could cost them more then what they may owe! Go after them legally instead!

Portfolio:
http://consumerist.com/2015/05/19/jury-hits-d ... ogus-1130-debt/

That should be this link:
http://consumerist.com/2015/05/19/jury-hits-d ... ogus-1130-debt/

Tried to collect on a debt from Southwestern Bell. There hasn't been a telephone company operating under that name since approx. 2002! Also, I haven't had a phone under my name since the 80's. These guys are buying decades old debt, or scammers, or both! Scum bags all the way.

Southwestern Bell still exists, it changed its name to AT&T after taking over what was left of AT&T several years after the breakup. What is now AT&T has never abandoned that name.

As for the caller, I don't know. But scammers often make up phony claims hoping to trick people who have had debts in the past.

They are calling my distinctive ring fax...I don't owe anyone any money ...don't know who they are and don't care...why they would call a fax is crazy...of course I can't answer.

Called SUNDAY!!! Did not answer.  Isn't that illegal?  I have never been to collections, or had a bad debt.  How do we get rid of these people?

"Isn't that illegal?"  No as long as they call between the hours of 8 am and 9 pm your time.  portfolio has a long history of trying to scare people into paying their extortion money.  Which is why they get sued constantly.
Following is what you need to know:
PORTFOLIO RECOVERY ASSOCIATES AKA PRA
Good news, they got slapped hard for 82 million recently:  http://www.kansascity.com/news/local/article21073359.html

Posted in:
 https://800notes.com/forum/ta-2a4cf0cd3a9e0dd ... very-associates

https://800notes.com/Phone.aspx/1-757-952-1847

https://800notes.com/Phone.aspx/1-205-396-3619/7

https://800notes.com/Phone.aspx/1-205-588-7043

https://800notes.com/Phone.aspx/1-213-443-8792

https://800notes.com/Phone.aspx/1-404-909-8732/2

https://800notes.com/Phone.aspx/1-518-312-4713#p837986669093189763

https://800notes.com/Phone.aspx/1-620-708-4824

https://800notes.com/Phone.aspx/1-620-708-4838

https://800notes.com/Phone.aspx/1-620-860-0202

https://800notes.com/Phone.aspx/1-678-265-3904

https://800notes.com/Phone.aspx/1-714-699-3172

https://800notes.com/Phone.aspx/1-731-256-6444/3

https://800notes.com/Phone.aspx/1-731-256-7209

https://800notes.com/Phone.aspx/1-731-256-9336

https://800notes.com/Phone.aspx/1-757-215-1948

https://800notes.com/Phone.aspx/1-757-215-2332
https://800notes.com/Phone.aspx/1-757-320-1591

https://800notes.com/Phone.aspx/1-757-506-0177/11

https://800notes.com/Phone.aspx/1-757-946-1151

https://800notes.com/Phone.aspx/1-800-772-1413/47

https://800notes.com/Phone.aspx/1-800-851-9631/16

https://800notes.com/Phone.aspx/1-817-479-9154

https://800notes.com/Phone.aspx/1-817-500-4360/3

https://800notes.com/Phone.aspx/1-844-546-4261

https://800notes.com/Phone.aspx/1-847-737-4347

https://800notes.com/Phone.aspx/1-847-915-4056/2

https://800notes.com/Phone.aspx/1-858-568-7619

https://800notes.com/Phone.aspx/1-866-423-1568

https://800notes.com/Phone.aspx/1-866-423-5021/2

https://800notes.com/Phone.aspx/1-866-519-8330

https://800notes.com/Phone.aspx/1-914-595-7031/10
https://800notes.com/Phone.aspx/1-702-425-3735
https://800notes.com/Phone.aspx/1-954-606-9402/4

https://800notes.com/Phone.aspx/1-954-606-9402/5
https://800notes.com/Phone.aspx/1-866-298-1447/3
https://800notes.com/Phone.aspx/1-620-860-0783
https://800notes.com/Phone.aspx/1-757-215-2370
https://800notes.com/Phone.aspx/1-620-860-0784
https://800notes.com/Phone.aspx/1-855-537-2421
https://800notes.com/Phone.aspx/1-859-586-9557/10

One has to wonder why an allegedly “legitimate” business has to have so many different phone numbers to call from.

Web page with contact information:  http://www.portfoliorecovery.com/contact_us.html
Make sure you read how they just lost an 83 million dollar lawsuit against them:  http://www.kansascity.com/news/local/article21073359.html

Make sure you read how the NY AG spanked them bad on May 1, 2014 in the following BBB page.

BBB page with 1,308 complaints, a government action from the State of New York, and yet they get an A- rating?  http://www.bbb.org/norfolk/business-reviews/d ... olk-va-51000164
Bizapedia has them as a Delaware Corporation started in 2007 as opposed to the information on the BBBB page that says 1996:
http://www.bizapedia.com/de/PORTFOLIO-RECOVERY-LLC.html
http://www.bizapedia.com/addresses/120-CORPOR ... K-VA-23502.html

Other complaint sites:
http://www.complaintsboard.com/complaints/portfolio-recovery-associates-c275360.html
http://www.creditreportproblems.com/Portfolio_Recovery_Associates_LLC.htm

Cases against PRA:
http://www.leagle.com/decision/In%20FDCO%2020130416695
http://www.prweb.com/releases/Class-Action/Lawsuit/prweb5253574.htm
http://law.justia.com/cases/federal/district- ... 2707/228930/60/
http://dockets.justia.com/docket/california/casdce/3:2015cv00768/471398
http://www.bigclassaction.com/lawsuit/portfol ... olations-of.php
http://leagle.com/decision/In%20FDCO%20201409 ... SOCIATES,%20LLC
http://dockets.justia.com/docket/illinois/ilndce/1:2015cv02765/308374
http://www.creditreportproblems.com/pennsylva ... -practices-act/
http://www.creditreportproblems.com/portfolio ... cpa-violations/
http://designertoday.com/News/6736/Reader.Get ... .Prejudice.aspx
http://dockets.justia.com/search?query=PORTFOLIO+RECOVERY+ASSOCIATES%2C+LLC
http://www.ca6.uscourts.gov/opinions.pdf/14a0266p-06.pdf
http://cdn.ca9.uscourts.gov/datastore/opinions/2012/12/28/11-56600.pdf
http://statesboro.biz/News/702/Class-Action-L ... f-The-TCPA.aspx
http://www.gpo.gov/fdsys/granule/USCOURTS-mie ... 1_12-cv-11526-2
http://www.gpo.gov/fdsys/granule/USCOURTS-kye ... 5_13-cv-00147-0
And a CFPB case about a lawyer who works for PRA.
http://www.washingtonpost.com/blogs/wonkblog/ ... ction-lawsuits/
Some more interesting reading:

http://ficoforums.myfico.com/t5/Rebuild ... /td-p/8653

http://hamptonroads.com/2013/09/portfol ... dial-proof

http://www.creditreportproblems.com/Por ... es_LLC.htm

"PRA may also sometimes make harassing calls and send out threatening letters. In some cases they may have your information by mistake ~ so they are sending the WRONG PERSON collection notices!"

http://www.ca6.uscourts.gov/opinions.pd ... 66p-06.pdf

TCPA Class Action Suit against:
http://statesboro.biz/News/702/Class-Ac ... -TCPA.aspx

Mentioned here among other bottom feeding criminal DC's:

http://www.washingtonpost.com/business/ ... story.html

Lawsuit against them:

http://topclassactions.com/lawsuit-sett ... iolations/

They were  listed among the worst offenders on the late Bud Hibb's site!

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of the date of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/

Got a call today. I didn't answer and no message was left. One of Portfoilio Recovery's many numbers. I get calls from them numerous times a week.

Have been receiving calls from Portfolio Recov but no messages left.  I have no debt.
How many phone #s do they have.  I block each one then receive with a different #.  At this rate, my blocked calls will be all Portfolio Recov.  Currently have phone to block 30 #.  May need to purchase phone that blocks 250 #s.

Got a call today on Sunday from a Portfolio Recovery.   Left no message on the answering machine, and we have caller ID  so if we are not familiar with who is calling we leave the machine to pick up!!   Annoying and very frustrating being we are on the Do Not Call List!  I would love to call these morons at their home on a weekend, and all hours of the day and night like they continue to call people.    Our phone company will start to block these calls.

Reading these stories is so interesting to me. I have only had a land line for about 2 months after about 10 years without one and they got it. The bill isn't even in my name either. It's like psychotic. I have never answered juat cause I didn't know who they were, now that I do I might answer. I havent had a credit card or anything on any kinda credit in over a decade. I know exactly what they are calling for tho now that I have read others stories. Try to follow me.. Basically I need a lawyer. Like 3 years ago at my last job a garnishment magically appeared on my paycheck. I called the owners of my job asking for all the info about the garnishment. GET THIS! It's for a $3000 debt for a Verizon PREPAID phone card. What!?!? How do you get any debt on something that is prepaid? I have documentation from Verizon stating I have never been a client of theirs ever. I have never had or used a prepaid phone card. The whole thing is nuts and makes zero sense. So I kinda wanna answer and see if they can tell me how this debt makes any kinda sense. It's ridiculous.

I have told these jerks that they have the wrong person eight times now and have started to block all of their phone numbers. They call and call and call. They are wasting their time. I'm not the person you are looking for. Take the hint morons and stop wasting my time and yours. This company does not follow debt collection laws. When you've been informed that you have the wrong number eight times, you need to stop calling. I'll keep blocking you. Idiots!!!

You need to send them a C&D..  They never learn, they where recently sued for this garbage and it cost them big time.
Portfolio:
http://consumerist.com/2015/05/19/jury-hits-d ... ogus-1130-debt/
https://800notes.com/forum/ta-ceba95f52112a47/cfpb-settles-cases

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

What MA doesn't understand is that her/his number is listed as "associated" "alternate contact number" "wrong number" under some alleged debtor's contact number and may be a "relative" "friend" or other. Try filing a complaint that includes cease and desist with their BBB http://www.bbb.org/norfolk/business-reviews/d ... olk-va-51000164# does show an alert, plus view other complaints made. Talking to some corrupt and deceptive debt collector never works and must be done in writing.

They are the blood suckers Portfolio Recovery ASSociates "A debt Collector". Whatever, they can blow me long time.