7573556494

This is a very true statement, NEVER admit anything.   If they want to inform you of a legit debt it would be by mail.  These are bottom feeders that scar some and make $$$   Those of us educated can not be scammed.    These people will all go to hell :)

Confirmation of Portfolio Collection scum.. Blocked

Called my cell but didn't leave a voicemail

Well played

Thank you for taking the time to post so much info

No problem.  You are very welcome!

Portfolio Recovery has  about 85 telephone numbers, they use to contract people. If I receive a strange telephone number, I block it.

PORTFOLIO RECOVERY ASSOCIATES AKA PRA
Good news, they got slapped hard for 82 million recently:  http://www.kansascity.com/news/local/article21073359.html
Also the NY AG slapped them again it seems:  http://www.bloomberg.com/news/articles/2014-0 ... ion-in-new-york
CFPB fines them for lying:  http://www.consumerfinance.gov/newsroom/cfpb- ... lect-bad-debts/
Posted in:
 https://800notes.com/forum/ta-2a4cf0cd3a9e0dd ... very-associates

https://800notes.com/Phone.aspx/1-757-952-1847

https://800notes.com/Phone.aspx/1-205-396-3619/7

https://800notes.com/Phone.aspx/1-205-588-7043

https://800notes.com/Phone.aspx/1-213-443-8792

https://800notes.com/Phone.aspx/1-404-909-8732/2

https://800notes.com/Phone.aspx/1-518-312-4713#p837986669093189763

https://800notes.com/Phone.aspx/1-620-708-4824

https://800notes.com/Phone.aspx/1-620-708-4838

https://800notes.com/Phone.aspx/1-620-860-0202

https://800notes.com/Phone.aspx/1-678-265-3904

https://800notes.com/Phone.aspx/1-714-699-3172

https://800notes.com/Phone.aspx/1-731-256-6444/3

https://800notes.com/Phone.aspx/1-731-256-7209

https://800notes.com/Phone.aspx/1-731-256-9336

https://800notes.com/Phone.aspx/1-757-215-1948

https://800notes.com/Phone.aspx/1-757-215-2332
https://800notes.com/Phone.aspx/1-757-320-1591

https://800notes.com/Phone.aspx/1-757-506-0177/11

https://800notes.com/Phone.aspx/1-757-946-1151

https://800notes.com/Phone.aspx/1-800-772-1413/47

https://800notes.com/Phone.aspx/1-800-851-9631/16

https://800notes.com/Phone.aspx/1-817-479-9154

https://800notes.com/Phone.aspx/1-817-500-4360/3

https://800notes.com/Phone.aspx/1-844-546-4261

https://800notes.com/Phone.aspx/1-847-737-4347

https://800notes.com/Phone.aspx/1-847-915-4056/2

https://800notes.com/Phone.aspx/1-858-568-7619

https://800notes.com/Phone.aspx/1-866-423-1568

https://800notes.com/Phone.aspx/1-866-423-5021/2

https://800notes.com/Phone.aspx/1-866-519-8330

https://800notes.com/Phone.aspx/1-914-595-7031/10
https://800notes.com/Phone.aspx/1-702-425-3735
https://800notes.com/Phone.aspx/1-954-606-9402/4

https://800notes.com/Phone.aspx/1-954-606-9402/5
https://800notes.com/Phone.aspx/1-866-298-1447/3
https://800notes.com/Phone.aspx/1-620-860-0783
https://800notes.com/Phone.aspx/1-757-215-2370
https://800notes.com/Phone.aspx/1-620-860-0784
https://800notes.com/Phone.aspx/1-855-537-2421
https://800notes.com/Phone.aspx/1-859-586-9557/10
https://800notes.com/Phone.aspx/1-888-855-7327/3
https://800notes.com/Phone.aspx/1-855-537-2421
https://800notes.com/Phone.aspx/1-757-355-6494
https://800notes.com/Phone.aspx/1-757-320-4166
https://800notes.com/Phone.aspx/1-205-379-6018
https://800notes.com/Phone.aspx/1-757-355-6494/2

One has to wonder why an allegedly “legitimate” business has to have so many different phone numbers to call from.

Web page with contact information:  http://www.portfoliorecovery.com/contact_us.html
Make sure you read how they just lost an 83 million dollar lawsuit against them:  http://www.kansascity.com/news/local/article21073359.html

Make sure you read how the NY AG spanked them bad on May 1, 2014 in the following BBB page.

BBB page with 1,308 complaints, a government action from the State of New York, and yet they get an A rating?  http://www.bbb.org/norfolk/business-reviews/d ... olk-va-51000164
Bizapedia has them as a Delaware Corporation started in 2007 as opposed to the information on the BBBB page that says 1996:
http://www.bizapedia.com/de/PORTFOLIO-RECOVERY-LLC.html
http://www.bizapedia.com/addresses/120-CORPOR ... K-VA-23502.html

Other complaint sites:
http://www.complaintsboard.com/complaints/portfolio-recovery-associates-c275360.html
http://www.creditreportproblems.com/Portfolio_Recovery_Associates_LLC.htm

Cases against PRA:
http://www.leagle.com/decision/In%20FDCO%2020130416695
http://www.prweb.com/releases/Class-Action/Lawsuit/prweb5253574.htm
http://law.justia.com/cases/federal/district- ... 2707/228930/60/
http://dockets.justia.com/docket/california/casdce/3:2015cv00768/471398
http://www.bigclassaction.com/lawsuit/portfol ... olations-of.php
http://leagle.com/decision/In%20FDCO%20201409 ... SOCIATES,%20LLC
http://dockets.justia.com/docket/illinois/ilndce/1:2015cv02765/308374
http://www.creditreportproblems.com/pennsylva ... -practices-act/
http://www.creditreportproblems.com/portfolio ... cpa-violations/
http://designertoday.com/News/6736/Reader.Get ... .Prejudice.aspx
http://dockets.justia.com/search?query=PORTFOLIO+RECOVERY+ASSOCIATES%2C+LLC
http://www.ca6.uscourts.gov/opinions.pdf/14a0266p-06.pdf
http://cdn.ca9.uscourts.gov/datastore/opinions/2012/12/28/11-56600.pdf
http://statesboro.biz/News/702/Class-Action-L ... f-The-TCPA.aspx
http://www.gpo.gov/fdsys/granule/USCOURTS-mie ... 1_12-cv-11526-2
http://www.gpo.gov/fdsys/granule/USCOURTS-kye ... 5_13-cv-00147-0
And a CFPB case about a lawyer who works for PRA.
http://www.washingtonpost.com/blogs/wonkblog/ ... ction-lawsuits/
Some more interesting reading:

http://ficoforums.myfico.com/t5/Rebuild ... /td-p/8653

http://hamptonroads.com/2013/09/portfol ... dial-proof

http://www.creditreportproblems.com/Por ... es_LLC.htm

"PRA may also sometimes make harassing calls and send out threatening letters. In some cases they may have your information by mistake ~ so they are sending the WRONG PERSON collection notices!"

http://www.ca6.uscourts.gov/opinions.pd ... 66p-06.pdf

TCPA Class Action Suit against:
http://statesboro.biz/News/702/Class-Ac ... -TCPA.aspx

Mentioned here among other bottom feeding criminal DC's:

http://www.washingtonpost.com/business/ ... story.html

Lawsuit against them:

http://topclassactions.com/lawsuit-sett ... iolations/

They were  listed among the worst offenders on the late Bud Hibb's site!

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of the date of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

LMAO, so true!

They called and hung up

The statue of limitations is 10 yrs for credit card debts.they really cant legally persue that credit card debt becuz its an unsecure loan.that is what my attorney told me this is just an FYI

No [***]!

BigA thank you so much for all of this information.  It's sad that they continue on and on... I keep getting calls from them though I don't owe a thing and never have.  They never leave a message and they are absolutely crazy if they think I'm going to pick up an unknown number. *SMH*

Thank you again for all the info, it will be put to good use!

Blessings be :)

Yes, it seems Portfolio is stealing money from people hand over tea cup, and even they they are spending millions in fines and judgements, they are still raking in enough to make a whopping profit.  Do make sure to report them and also make sure to sent them a certified, return receipt letter, whether it is a cease and desist, debt validation, or not me.

Big A has posted the company information on page 3.

Portfolio:
http://consumerist.com/2015/05/19/jury-hits-d ... ogus-1130-debt/
https://800notes.com/forum/ta-ceba95f52112a47/cfpb-settles-cases

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
https://www.ftc.gov/news-events/press-release ... rtners-announce

Follow the steps in what you need to know here:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

They keep calling and have even started calling my husband whom i wasnt married to at the time the bill occured which was 12 years ago. I recieved the bill in the mail recently and i am farely certain this was one that i paid over the phone years ago. It is no longer on my credit report and the statute of limitations has passed. I hadnt heard anything about this in years and all the sudden they are blowing my phone up. When the man leaves a voicemail he doesnt identify which company he is calling from but makes it a point to reference my old and new last names. I think this is a scam and was told that if i were to pay it it would then show up on my credit report and lower my score. Just block the number

OMG I dont know why these people keep calling me, and yes all kinds of different numbers, which I always research and end up here. They never leave a message, I've never gotten any mail from them and there is nothing with this company on my credit reports. Wonder if my ex was giving out my phone number again?

Actually, the statue of limitations varies by state.  So it depends on your state.  If you're really at 10 years, then you probably live in either Iowa, Rhode Island, or West Virginia, and in some cases, Illinois, or Kentucky. Other states are usually much less.  In states where you have large credit and other debt that you cannot pay and the SOL is 10 years, you might as well file bankruptcy since the time frame that your credit is damaged and the potential of a law suit is the same length.

Actually, the statue of limitations varies by state.  So it depends on your state.  If you're really at 10 years, then you probably live in either Iowa, Rhode Island, or West Virginia, and in some cases, Illinois, or Kentucky. Other states are usually much less.  In states where you have large credit and other debt that you cannot pay and the SOL is 10 years, you might as well file bankruptcy since the time frame that your credit is damaged and the potential of a law suit is the same length.

Another person that fails to use the law to their advantage.  It is incumbent upon them to prove that the debt exists and that you owe it.  Not the other way around.
Now for the rest of what you need to know, do yourself a favor and read page 2 as well as Tamianth's post right above yours.