4128475934

I just got a call from this operation.  Left no message, but they won't even have a chance for a message next time cause this number is being blocked.  I don't owe anybody anything.  What a laugh!

These Rat-bast--ds have been calling, ever since my joining Verizon, and getting a new number. Don't bother to block the number which calls, as they have zillions of numbers. My land line ringer is permanently shut off, so I'm not bothered by salespeople . When I check the numbers, to see if I missed anything, fun, Portfolio is the only unknown caller. I really don't think there's a way to stop the calls.  Incidentally, I owe not one cent, anywhere, so it's either a money-grubbing scam, or the numbers belonged to deadbeats.

Portfolio Recovery. No message left. Been calling our number for years, all from different numbers. First call we've gotten from them in awhile.
Every day for the past 3-4 weeks, we've gotten calls from telemarketers for back braces, security systems, etc.  All scams targeted toward anybody but especially seniors.

Never ever pay Portfolio a dime!.  They farm old accounts to various locations across the country and therefore they can ignore any of your letters to cease and desist, as the debt was too old to collect (and not my debt anyway)

No sorry, they cannot ignore any cease and desist letter or debt validation letter by law.  Period.
PORTFOLIO RECOVERY ASSOCIATES AKA PRA
Good news, they got slapped hard for 82 million recently:  http://www.kansascity.com/news/local/article21073359.html
Also the NY AG slapped them again it seems:  http://www.bloomberg.com/news/articles/2014-0 ... ion-in-new-york
CFPB fines them for lying:  http://www.consumerfinance.gov/newsroom/cfpb- ... lect-bad-debts/
Posted in:
 https://800notes.com/forum/ta-2a4cf0cd3a9e0dd ... very-associates

https://800notes.com/Phone.aspx/1-757-952-1847

https://800notes.com/Phone.aspx/1-205-396-3619/7

https://800notes.com/Phone.aspx/1-205-588-7043

https://800notes.com/Phone.aspx/1-213-443-8792

https://800notes.com/Phone.aspx/1-404-909-8732/2

https://800notes.com/Phone.aspx/1-518-312-4713#p837986669093189763

https://800notes.com/Phone.aspx/1-620-708-4824

https://800notes.com/Phone.aspx/1-620-708-4838

https://800notes.com/Phone.aspx/1-620-860-0202

https://800notes.com/Phone.aspx/1-678-265-3904

https://800notes.com/Phone.aspx/1-714-699-3172

https://800notes.com/Phone.aspx/1-731-256-6444/3

https://800notes.com/Phone.aspx/1-731-256-7209

https://800notes.com/Phone.aspx/1-731-256-9336

https://800notes.com/Phone.aspx/1-757-215-1948

https://800notes.com/Phone.aspx/1-757-215-2332
https://800notes.com/Phone.aspx/1-757-320-1591

https://800notes.com/Phone.aspx/1-757-506-0177/11

https://800notes.com/Phone.aspx/1-757-946-1151

https://800notes.com/Phone.aspx/1-800-772-1413/47

https://800notes.com/Phone.aspx/1-800-851-9631/16

https://800notes.com/Phone.aspx/1-817-479-9154

https://800notes.com/Phone.aspx/1-817-500-4360/3

https://800notes.com/Phone.aspx/1-844-546-4261

https://800notes.com/Phone.aspx/1-847-737-4347

https://800notes.com/Phone.aspx/1-847-915-4056/2

https://800notes.com/Phone.aspx/1-858-568-7619

https://800notes.com/Phone.aspx/1-866-423-1568

https://800notes.com/Phone.aspx/1-866-423-5021/2

https://800notes.com/Phone.aspx/1-866-519-8330

https://800notes.com/Phone.aspx/1-914-595-7031/10
https://800notes.com/Phone.aspx/1-702-425-3735
https://800notes.com/Phone.aspx/1-954-606-9402/4

https://800notes.com/Phone.aspx/1-954-606-9402/5
https://800notes.com/Phone.aspx/1-866-298-1447/3
https://800notes.com/Phone.aspx/1-620-860-0783
https://800notes.com/Phone.aspx/1-757-215-2370
https://800notes.com/Phone.aspx/1-620-860-0784
https://800notes.com/Phone.aspx/1-855-537-2421
https://800notes.com/Phone.aspx/1-859-586-9557/10
https://800notes.com/Phone.aspx/1-888-855-7327/3
https://800notes.com/Phone.aspx/1-855-537-2421
https://800notes.com/Phone.aspx/1-757-355-6494
https://800notes.com/Phone.aspx/1-757-320-4166
https://800notes.com/Phone.aspx/1-205-379-6018
https://800notes.com/Phone.aspx/1-757-355-6494/2
https://800notes.com/Phone.aspx/1-412-847-5934/4
One has to wonder why an allegedly “legitimate” business has to have so many different phone numbers to call from.

Web page with contact information:  http://www.portfoliorecovery.com/contact_us.html
Make sure you read how they just lost an 83 million dollar lawsuit against them:  http://www.kansascity.com/news/local/article21073359.html

Make sure you read how the NY AG spanked them bad on May 1, 2014 in the following BBB page.

BBB page with 1,308 complaints, a government action from the State of New York, and yet they get an A rating?  http://www.bbb.org/norfolk/business-reviews/d ... olk-va-51000164
Bizapedia has them as a Delaware Corporation started in 2007 as opposed to the information on the BBBB page that says 1996:
http://www.bizapedia.com/de/PORTFOLIO-RECOVERY-LLC.html
http://www.bizapedia.com/addresses/120-CORPOR ... K-VA-23502.html

Other complaint sites:
http://www.complaintsboard.com/complaints/portfolio-recovery-associates-c275360.html
http://www.creditreportproblems.com/Portfolio_Recovery_Associates_LLC.htm

Cases against PRA:
http://www.leagle.com/decision/In%20FDCO%2020130416695
http://www.prweb.com/releases/Class-Action/Lawsuit/prweb5253574.htm
http://law.justia.com/cases/federal/district- ... 2707/228930/60/
http://dockets.justia.com/docket/california/casdce/3:2015cv00768/471398
http://www.bigclassaction.com/lawsuit/portfol ... olations-of.php
http://leagle.com/decision/In%20FDCO%20201409 ... SOCIATES,%20LLC
http://dockets.justia.com/docket/illinois/ilndce/1:2015cv02765/308374
http://www.creditreportproblems.com/pennsylva ... -practices-act/
http://www.creditreportproblems.com/portfolio ... cpa-violations/
http://designertoday.com/News/6736/Reader.Get ... .Prejudice.aspx
http://dockets.justia.com/search?query=PORTFOLIO+RECOVERY+ASSOCIATES%2C+LLC
http://www.ca6.uscourts.gov/opinions.pdf/14a0266p-06.pdf
http://cdn.ca9.uscourts.gov/datastore/opinions/2012/12/28/11-56600.pdf
http://statesboro.biz/News/702/Class-Action-L ... f-The-TCPA.aspx
http://www.gpo.gov/fdsys/granule/USCOURTS-mie ... 1_12-cv-11526-2
http://www.gpo.gov/fdsys/granule/USCOURTS-kye ... 5_13-cv-00147-0
And a CFPB case about a lawyer who works for PRA.
http://www.washingtonpost.com/blogs/wonkblog/ ... ction-lawsuits/
Some more interesting reading:

http://ficoforums.myfico.com/t5/Rebuild ... /td-p/8653

http://hamptonroads.com/2013/09/portfol ... dial-proof

http://www.creditreportproblems.com/Por ... es_LLC.htm

"PRA may also sometimes make harassing calls and send out threatening letters. In some cases they may have your information by mistake ~ so they are sending the WRONG PERSON collection notices!"

http://www.ca6.uscourts.gov/opinions.pd ... 66p-06.pdf

TCPA Class Action Suit against:
http://statesboro.biz/News/702/Class-Ac ... -TCPA.aspx

Mentioned here among other bottom feeding criminal DC's:

http://www.washingtonpost.com/business/ ... story.html

Lawsuit against them:

http://topclassactions.com/lawsuit-sett ... iolations/

They were  listed among the worst offenders on the late Bud Hibb's site!

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of the date of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

Second call today. No message as usual
Portfolio Recovery.

Quote:

They were  listed among the worst offenders on the late Bud Hibb's site!

I take it he passed away? He was one of the originals at showing how to handle these maggots, but he never went beyond it.

Quote:

Mentioned here among other bottom feeding criminal DC's:

http://www.washingtonpost.com/business/ ... story.html

Mangled (?) link goes essentially no where.

Yes, a while ago, there is even a forum thread here about, I believe it was started by Lone Stranger if my memory serves me correctly.

Yeah, looks like a couple of them didn't copy and paste right.  https://www.washingtonpost.com/business/econo ... 2d06_story.html

Actually after I read it again, It looks like I put it in the wrong write up, should have gone into Midland, but then they are both criminal enterprises stealing money, birds of a feather as they say.

Got a call from them today. Unusual because there was no caller ID information at all--just the phone number. I never pick up unless it's a call from a number I know.

So Paz won a dismissal! BFD! After all the hassle.

Dismissals of this sort should be handled by Big Knuckles Louie.

Perhaps stringing them up at the nearest high tree would be in order?  Invite the news to broadcast it, then maybe they would get the hint?

412-847-5934 called my LL 11/17/18 2:30 pm it was portfolio recovery - polite enough male asked for 'me' by (fairly common) name & about a debt w/ HSN  -> told him I had never done biz w/ HSN  -> asked if last 4 of my SSN were XXXX (I didn't quite catch all but they were different from mine) -> told him no & he said ok & would remove me .
Note that I had a call from 817-479-9154 on the 15th (unanswered & no msg) which i found here as also portfolio recovery.  So - at least the occasionally behave decently  ;-)

I get calls from this.number several times a day, every day. I never answer.

I believe these guys must have a phone number for every state in the Union. They just started calling me a couple of weeks ago. Five different numbers so far. It's a PITA. I don't owe money to anyone. Never have.

I am disable don't owe anything it doesn't stop them .

all you need to do is write your bankruptcy judge a letter and i guarantee, if it is included in your bankruptcy, they will never call again. this happened to me. the bankruptcy judge will make them appear in court or write a desist letter. when i filed mine, i put the banks name on it as it hadn't been 'sold' as yet; but it is the banks responsibility to forward to any collection agencies. hope this helps a little.

Then its time to go after them for FDCPA violations. They are repeat offenders of FDCPA violations. Do read this article:
Portfolio:
http://consumerist.com/2015/05/19/jury-hits-d ... ogus-1130-debt/
https://800notes.com/forum/ta-ceba95f52112a47/cfpb-settles-cases

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
https://www.ftc.gov/news-events/press-release ... rtners-announce

Follow the steps in what you need to know here:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection