757-946-1156

Left no message, so blocked.  No time or interest for people who refuse to identify themselves.

Portfolio Recovery - scum of the earth collection agency trying to find someone who previously lived at my address.  They won't stop calling, always from a different spoofed number

Collection at its worst . They have no idea what they are doing and impossible to work with. They call.for someone I don't know and refuse to take my number off the list!!!

Idk what this portfolio trash is, but apparently this number called me & I answered when I was half asleep ... I wonder what went down because I remember nothing

Portfolio Recovery Services does not know the law. You can get $1500.00 for each unwanted call. So "lawyer up" & show them what the law is! It is best to turn off the ringer if you want to sleep cause they will wake you up! Better yet, keep changing your number like they do. Report them to the Federal Trade Commission & FCC.

Calls but doesn't leave a message.

Because it is a debt collecor rather then a telemarketer there are slighty different rules .Bill collectors are not bound by the  do not call list but consumers still have rights.
- Collectors can't call during inconvenient times. There isn't an official definition of what times are inconvenient but if they call between 10 P.M. and 8 A.M. the call will probably qualify .
- They can't call you at work once you tell them not to.
-  They can call your family and friends to ask for your address but can only call each friend only once.
-  Once you send them a certified letter saying you want them to stop calling they must stop. It's important to keep a copy of the letter and the certified mail receipt so you have proof you asked them to stop.
- Once they speak to you they must send you a notice revealing where the debt originated from, the amount owed and how to proceed if you don't feel you owe the money.
If they break these rules you can sue them although in most cases involving bill collectors the max payout is one thousand dollars.

Got all call, could not answer at the time. I called them back no answer after 20 rings. Blocking them.

Gots a call from them and I told them to shove all the phones they can gets theys hands on ups theys #$%^&. Haven't called back.yet.

Ditto!

Called and left no message.  These seem to come in bunches.  Three calls all within a couple of minutes of each other with no message and from varying area codes.

Scumbags Portfolio Recovery

Trying to collect on a debt we settled with Capitol One, almost 10 years ago. They've been informed the debt was settled, they keep calling.

Will just keep blocking the numbers. I only ever see the missed call. If I'm sleeping, my ringer is off.

Get calls constantley from these scumbags. They buy collection accounts from larger companies and banks that have exhausted their own collection processes. Never leave message and when I answer they don't say anything. I do owe but won't pay these dirtbags

Which is why you send them a certified, return receipt letter telling them to validate the debt.  Or a cease and desist calling you letter.  Then when they ignore it, you sue them.

PORTFOLIO RECOVERY ASSOCIATES AKA PRA
Good news, they got slapped hard for 82 million recently:  http://www.kansascity.com/news/local/article21073359.html
Also the NY AG slapped them again it seems:  http://www.bloomberg.com/news/articles/2014-0 ... ion-in-new-york
CFPB fines them for lying:  http://www.consumerfinance.gov/newsroom/cfpb- ... lect-bad-debts/
Posted in:
 https://800notes.com/forum/ta-2a4cf0cd3a9e0dd ... very-associates

https://800notes.com/Phone.aspx/1-757-952-1847

https://800notes.com/Phone.aspx/1-205-379-6018

https://800notes.com/Phone.aspx/1-205-379-6019/2

https://800notes.com/Phone.aspx/1-205-396-3619/7

https://800notes.com/Phone.aspx/1-205-588-7043

https://800notes.com/Phone.aspx/1-213-443-8792

https://800notes.com/Phone.aspx/1-404-909-8732/2

https://800notes.com/Phone.aspx/1-412-847-5934/4

https://800notes.com/Phone.aspx/1-518-312-4713#p837986669093189763

https://800notes.com/Phone.aspx/1-620-708-4824

https://800notes.com/Phone.aspx/1-620-708-4838

https://800notes.com/Phone.aspx/1-620-860-0202

https://800notes.com/Phone.aspx/1-620-860-0783

https://800notes.com/Phone.aspx/1-620-860-0784

https://800notes.com/Phone.aspx/1-620-860-1573/4

https://800notes.com/Phone.aspx/1-678-265-3904

https://800notes.com/Phone.aspx/1-702-425-3735
https://800notes.com/Phone.aspx/1-714-699-3172

https://800notes.com/Phone.aspx/1-731-256-6444/3
https://800notes.com/Phone.aspx/1-731-256-7209

https://800notes.com/Phone.aspx/1-731-256-9336

https://800notes.com/Phone.aspx/1-731-256-9337/2

https://800notes.com/Phone.aspx/1-731-256-9338

https://800notes.com/Phone.aspx/1-732-256-9338

https://800notes.com/Phone.aspx/1-757-215-1948

https://800notes.com/Phone.aspx/1-757-215-2332
https://800notes.com/Phone.aspx/1-757-215-2370
https://800notes.com/Phone.aspx/1-757-320-1591

https://800notes.com/Phone.aspx/1-757-320-4166

https://800notes.com/Phone.aspx/1-757-320-4168

https://800notes.com/Phone.aspx/1-757-355-6494

https://800notes.com/Phone.aspx/1-757-355-6494/2
https://800notes.com/Phone.aspx/1-757-506-0177/11

https://800notes.com/Phone.aspx/1-757-946-1151

https://800notes.com/Phone.aspx/1-800-772-1413/47

https://800notes.com/Phone.aspx/1-800-851-9631/16
https://800notes.com/Phone.aspx/1-404-719-4368/7
https://800notes.com/Phone.aspx/1-757-821-2260
https://800notes.com/Phone.aspx/1-679-265-3904
https://800notes.com/Phone.aspx/1-205-538-1807/2
https://800notes.com/Phone.aspx/1-757-946-1156
I have to wonder why an allegedly “legitimate “business would need so many phone numbers to call out on?

Web page with contact information:  http://www.portfoliorecovery.com/contact_us.html
Make sure you read how they just lost an 83 million dollar lawsuit against them:  http://www.kansascity.com/news/local/article21073359.html

Make sure you read how the NY AG spanked them bad on May 1, 2014 in the following BBB page.

BBB page with 1,318 complaints, 3 negative reviews a government action from the State of New York, an alert, and yet they get an accredited B+ rating (down from an A at least but they must still be paying big bucks for that rating)?  http://www.bbb.org/norfolk/business-reviews/d ... olk-va-51000164
Bizapedia has them as a Delaware Corporation started in 2007 as opposed to the information on the BBBB page that says 1996:
http://www.bizapedia.com/de/PORTFOLIO-RECOVERY-LLC.html
http://www.bizapedia.com/addresses/120-CORPOR ... K-VA-23502.html

Other complaint sites:
http://www.complaintsboard.com/complaints/portfolio-recovery-associates-c275360.html
http://www.creditreportproblems.com/Portfolio_Recovery_Associates_LLC.htm

Cases against PRA:
http://www.leagle.com/decision/In%20FDCO%2020130416695
http://www.prweb.com/releases/Class-Action/Lawsuit/prweb5253574.htm
http://law.justia.com/cases/federal/district- ... 2707/228930/60/
http://dockets.justia.com/docket/california/casdce/3:2015cv00768/471398
http://www.bigclassaction.com/lawsuit/portfol ... olations-of.php
http://leagle.com/decision/In%20FDCO%20201409 ... SOCIATES,%20LLC
http://dockets.justia.com/docket/illinois/ilndce/1:2015cv02765/308374
http://www.creditreportproblems.com/pennsylva ... -practices-act/
http://www.creditreportproblems.com/portfolio ... cpa-violations/
http://designertoday.com/News/6736/Reader.Get ... .Prejudice.aspx
http://dockets.justia.com/search?query=PORTFOLIO+RECOVERY+ASSOCIATES%2C+LLC
http://www.ca6.uscourts.gov/opinions.pdf/14a0266p-06.pdf
http://cdn.ca9.uscourts.gov/datastore/opinions/2012/12/28/11-56600.pdf
http://statesboro.biz/News/702/Class-Action-L ... f-The-TCPA.aspx
http://www.gpo.gov/fdsys/granule/USCOURTS-mie ... 1_12-cv-11526-2
http://www.gpo.gov/fdsys/granule/USCOURTS-kye ... 5_13-cv-00147-0
And a CFPB case about a lawyer who works for PRA.
http://www.washingtonpost.com/blogs/wonkblog/ ... ction-lawsuits/
Some more interesting reading:

http://ficoforums.myfico.com/t5/Rebuild ... /td-p/8653

http://hamptonroads.com/2013/09/portfol ... dial-proof

http://www.creditreportproblems.com/Por ... es_LLC.htm

"PRA may also sometimes make harassing calls and send out threatening letters. In some cases they may have your information by mistake ~ so they are sending the WRONG PERSON collection notices!"

http://www.ca6.uscourts.gov/opinions.pd ... 66p-06.pdf

TCPA Class Action Suit against:
http://statesboro.biz/News/702/Class-Ac ... -TCPA.aspx

Mentioned here among other bottom feeding criminal DC's:

http://www.washingtonpost.com/business/ ... story.html

Lawsuit against them:

http://topclassactions.com/lawsuit-sett ... iolations/

They were  listed among the worst offenders on the late Bud Hibb's site!

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of the date of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
https://www.ftc.gov/news-events/press-release ... rtners-announce

Follow the steps in what you need to know here:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

Trying to collect on a card I had already paid off. Won't stop calling.

You can go online to the Consumer Financial Protection Bureau and file a complaint. Please take 5 minutes and do it.

Got a text message that said, "I on my way."  I text back and asked who it was and my message come back undelivered. I tried calling the number and the phone was silent. No busy signal or anything.

I just got a call from them for my husband who is deployed. She told me right off the bat that they can't sue for the debt and they can't report to the credit bureaus, though they are attempting to collect a debt. She tried to get information out of me that I told her twice I would not give her without talking to my husband first.

Call for dead wife she die a year ago and their know she was.dead