731-256-9338

Most likely Portfolio Recovery. I know they call from 731-256-9337, so it's not to hard to believe that this is their number also.

Portfolio Recovery

PORTFOLIO RECOVERY ASSOCIATES AKA PRA
Good news, they got slapped hard for 82 million recently:  http://www.kansascity.com/news/local/article21073359.html
Also the NY AG slapped them again it seems:  http://www.bloomberg.com/news/articles/2014-0 ... ion-in-new-york
CFPB fines them for lying:  http://www.consumerfinance.gov/newsroom/cfpb- ... lect-bad-debts/
Posted in:
 https://800notes.com/forum/ta-2a4cf0cd3a9e0dd ... very-associates

https://800notes.com/Phone.aspx/1-757-952-1847

https://800notes.com/Phone.aspx/1-205-396-3619/7

https://800notes.com/Phone.aspx/1-205-588-7043

https://800notes.com/Phone.aspx/1-213-443-8792

https://800notes.com/Phone.aspx/1-404-909-8732/2

https://800notes.com/Phone.aspx/1-518-312-4713#p837986669093189763

https://800notes.com/Phone.aspx/1-620-708-4824

https://800notes.com/Phone.aspx/1-620-708-4838

https://800notes.com/Phone.aspx/1-620-860-0202

https://800notes.com/Phone.aspx/1-678-265-3904

https://800notes.com/Phone.aspx/1-714-699-3172

https://800notes.com/Phone.aspx/1-731-256-6444/3

https://800notes.com/Phone.aspx/1-731-256-7209

https://800notes.com/Phone.aspx/1-731-256-9336

https://800notes.com/Phone.aspx/1-757-215-1948

https://800notes.com/Phone.aspx/1-757-215-2332
https://800notes.com/Phone.aspx/1-757-320-1591

https://800notes.com/Phone.aspx/1-757-506-0177/11

https://800notes.com/Phone.aspx/1-757-946-1151

https://800notes.com/Phone.aspx/1-800-772-1413/47

https://800notes.com/Phone.aspx/1-800-851-9631/16

https://800notes.com/Phone.aspx/1-817-479-9154

https://800notes.com/Phone.aspx/1-817-500-4360/3

https://800notes.com/Phone.aspx/1-844-546-4261

https://800notes.com/Phone.aspx/1-847-737-4347

https://800notes.com/Phone.aspx/1-847-915-4056/2

https://800notes.com/Phone.aspx/1-858-568-7619

https://800notes.com/Phone.aspx/1-866-423-1568

https://800notes.com/Phone.aspx/1-866-423-5021/2

https://800notes.com/Phone.aspx/1-866-519-8330

https://800notes.com/Phone.aspx/1-914-595-7031/10
https://800notes.com/Phone.aspx/1-702-425-3735
https://800notes.com/Phone.aspx/1-954-606-9402/4

https://800notes.com/Phone.aspx/1-954-606-9402/5
https://800notes.com/Phone.aspx/1-866-298-1447/3
https://800notes.com/Phone.aspx/1-620-860-0783
https://800notes.com/Phone.aspx/1-757-215-2370
https://800notes.com/Phone.aspx/1-620-860-0784
https://800notes.com/Phone.aspx/1-855-537-2421
https://800notes.com/Phone.aspx/1-859-586-9557/10
https://800notes.com/Phone.aspx/1-888-855-7327/3
https://800notes.com/Phone.aspx/1-855-537-2421
https://800notes.com/Phone.aspx/1-757-355-6494
https://800notes.com/Phone.aspx/1-757-320-4166
https://800notes.com/Phone.aspx/1-205-379-6018
https://800notes.com/Phone.aspx/1-757-355-6494/2
https://800notes.com/Phone.aspx/1-412-847-5934/4
https://800notes.com/Phone.aspx/1-731-256-9337/2
https://800notes.com/Phone.aspx/1-731-256-9338
One has to wonder why an allegedly “legitimate” business has to have so many different phone numbers to call from.

Web page with contact information:  http://www.portfoliorecovery.com/contact_us.html
Make sure you read how they just lost an 83 million dollar lawsuit against them:  http://www.kansascity.com/news/local/article21073359.html

Make sure you read how the NY AG spanked them bad on May 1, 2014 in the following BBB page.

BBB page with 1,308 complaints, a government action from the State of New York, and yet they get an A rating?  http://www.bbb.org/norfolk/business-reviews/d ... olk-va-51000164
Bizapedia has them as a Delaware Corporation started in 2007 as opposed to the information on the BBBB page that says 1996:
http://www.bizapedia.com/de/PORTFOLIO-RECOVERY-LLC.html
http://www.bizapedia.com/addresses/120-CORPOR ... K-VA-23502.html

Other complaint sites:
http://www.complaintsboard.com/complaints/portfolio-recovery-associates-c275360.html
http://www.creditreportproblems.com/Portfolio_Recovery_Associates_LLC.htm

Cases against PRA:
http://www.leagle.com/decision/In%20FDCO%2020130416695
http://www.prweb.com/releases/Class-Action/Lawsuit/prweb5253574.htm
http://law.justia.com/cases/federal/district- ... 2707/228930/60/
http://dockets.justia.com/docket/california/casdce/3:2015cv00768/471398
http://www.bigclassaction.com/lawsuit/portfol ... olations-of.php
http://leagle.com/decision/In%20FDCO%20201409 ... SOCIATES,%20LLC
http://dockets.justia.com/docket/illinois/ilndce/1:2015cv02765/308374
http://www.creditreportproblems.com/pennsylva ... -practices-act/
http://www.creditreportproblems.com/portfolio ... cpa-violations/
http://designertoday.com/News/6736/Reader.Get ... .Prejudice.aspx
http://dockets.justia.com/search?query=PORTFOLIO+RECOVERY+ASSOCIATES%2C+LLC
http://www.ca6.uscourts.gov/opinions.pdf/14a0266p-06.pdf
http://cdn.ca9.uscourts.gov/datastore/opinions/2012/12/28/11-56600.pdf
http://statesboro.biz/News/702/Class-Action-L ... f-The-TCPA.aspx
http://www.gpo.gov/fdsys/granule/USCOURTS-mie ... 1_12-cv-11526-2
http://www.gpo.gov/fdsys/granule/USCOURTS-kye ... 5_13-cv-00147-0
And a CFPB case about a lawyer who works for PRA.
http://www.washingtonpost.com/blogs/wonkblog/ ... ction-lawsuits/
Some more interesting reading:

http://ficoforums.myfico.com/t5/Rebuild ... /td-p/8653

http://hamptonroads.com/2013/09/portfol ... dial-proof

http://www.creditreportproblems.com/Por ... es_LLC.htm

"PRA may also sometimes make harassing calls and send out threatening letters. In some cases they may have your information by mistake ~ so they are sending the WRONG PERSON collection notices!"

http://www.ca6.uscourts.gov/opinions.pd ... 66p-06.pdf

TCPA Class Action Suit against:
http://statesboro.biz/News/702/Class-Ac ... -TCPA.aspx

Mentioned here among other bottom feeding criminal DC's:

http://www.washingtonpost.com/business/ ... story.html

Lawsuit against them:

http://topclassactions.com/lawsuit-sett ... iolations/

They were  listed among the worst offenders on the late Bud Hibb's site!

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of the date of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

Assuming Portfolio Recovery.

they call me from many phone numbers have been doing so at all hours of the day and night for over 2 years and do not leave messages they have told me I owe money and are attempting to collect the debt and hang up on them after telling them it is harassment, I have tried to resolve this issue but am not paying late fees on a card which was not in use. Once it is cancelled an been paid off it is null and void.
I would like to sue them or report them as I am trying to run a Legitimate Business and they are an unnecessary distraction - and do not leave messages, Before that they hid behind the structure of a bank and were untouchable when I reported them and everyone knows that banks close at 5.

This number called my daughter's phone asking for me saying I owe them money which I do not

Will block this number.  They left no message, so it must not be important.  Most likely Portfolio Recovery.

No message after phone call.

Add to the fact that are more than likely trying to collect on zombie debts. These are debts that are no longer "legally" collectable meaning they cant take you to court or garnish or even threaten legal action. It is against the law. They can try and get you to pay but you are under no legal obligation to do so and I would say it is probably not in your best interest to ever pay them or even agree to pay them someday. Know your rights and check your states statute of limitations on debt collection.

Once again, we have misinterpretation of the SOL.  The SOL sets the time limit for bringing a law suit.  Garnishment cannot happen without a judgement, unless it is for a student loan, the IRS, or a court ordered payment of some sort (i.e. child support, restitution, fines. etc.).  There is no legal limit on collecting on debt, except as Resident47 pointed out in there are 2 states that set a limit with the SOL.  That leaves 48 that don't.  Now if they get you to pay even $1 on that loan, the SOL resets.

It is Portfolio Recovery and they don't mess around. If your debt is over $500 they'll court order $ out of your checking account that u never gave them info on. Since it's a court order your basically screwed. I mever even spoke with them and they took over a grand out of my acct leaving me in the negative. Oh and the fee for any bank to process it is $80. I despise Portfolio Recovery!!!!!!

So you ignored a court summons? They cannot get a court order without you being served. But if you fail to appear, they can get a default judgment. Then they have to go back to court and get the order to take money from your account and you will be notified before monies are taken. Something does not add up here. *Sniff sniff* Do I smell a shill?

"they'll court order $ out of your checking account"  They can't simply go to court and order money.  They have to properly serve you  Then you either ignore the summons for the hearing and they win by default, or you go to court and lose.  Which would be an impossibility if you had a good lawyer because they probably don't have chain of title and your lawyer should be counter suing them for FDCPA violations.

I just don't answer the call. It shows up as portfolio Recovery on my phone

Bottom feeder junk debt collector.  No, they cannot simply sweep your checking account for any amount without a court ordered judgment against you and they will garnish your wages first.  Ignore Ignore Ignore.  If you are not properly served they cannot do diddly squat.

"Ignore Ignore Ignore."  Wrong advice.  It is much better to make them adhere to the letter of the law,and then when they violate the law, to sue them.  If more and more people would do that, their profit margin would go to 0 and they would be out of business (also filing complaints at the proper agencies helps a lot also).

Although it is illegal to take money from your checking account without a judgment and proper procedures, they have done this.  I have had this happen, due to monies owed by my husband, over 10 year ago.  I have a legal background and know my rights and states rights.  I retained my attorney, and it still took months to get the money back. I was not able to sue them, because they did return the money to my account; even after they emptied my checking account, causing over draft fees, at Christmas time.  These collection agencies are scumbags and rarely follow the ethical and/or legal ways of maintaining the money (its a financial bounty hunter)

How can they legally garnish your account without proper acct numbers?