866-925-7109

did not receive a call from this number
was given this number to call for a collection agency
Portfolio Recovery Associates
never heard of them and don't owe ant debt

I,did not receive a call from this number
was given this number to call for a collection agency
Portfolio Recovery Associates
never heard of them and don't owe ant debt
Caller: Portfolio Recovery Associates,LLC
Caller Type: Collection Agency
Tony (866)925-7109
Telemarketer notice:

I,did not receive a call from this number
was given this number to call for a collection agency
Portfolio Recovery Associates
never heard of them and don't owe ant debt
Caller: Portfolio Recovery Associates,LLC
Caller Type: Collection Agency
Tony (866)925-7109
Telemarketer notice:

I,did not receive a call from this number
was given this number to call for a collection agency
Portfolio Recovery Associates
never heard of them and don't owe ant debt
Caller: Portfolio Recovery Associates,LLC
Caller Type: Collection Agency
Tony (866)925-7109
Telemarketer notice:

Their tollfree number appears on the back of their collection letters they send you in the mail. I received a collection letter from them regarding my Old Navy Credit Caard account which has been charged off. When they call you on the phone, the caller ID will display 201-200-9999.

The shill has visited.  Read all about it here,

https://800notes.com/forum/ta-29e814622984e67/portfolio-recovery-information

These guys are bottom feeding class of collection agencies. The buy old or statute barred debt and using harassment tactics try to collect 10 to 30 cents on the dollar. Of course once you pay anything the debt clock resets to day 1 and then their ambulance chasing lawyers will sue for the rest. The best you can do is contact your state authorities (don't waste time with the feds, they won't do anything but collect data and publish reports) to go after them.

You sent me a letter from Portfolio Recovery, saying I owe money to Wal-mart, I probably still do, but why bring it up now, after 10 or more years, plus how can I pay it when I can't work cause of my disability, and can't drive because of my seizures I have, I thought this would of been dropped, I'am not making that much in disability and have to pay my bills.

Portfolio is a well known bad actor.  You can send them a cease & desist via certified, return receipt USPS mail.I'd also suggest you look into your states SOL as well, it may be time barred from legal proceedings, but then again, they can't touch SSI or Disability.

Portfolio:
http://consumerist.com/2015/05/19/jury-hits-d ... ogus-1130-debt/
https://800notes.com/forum/ta-ceba95f52112a47/cfpb-settles-cases

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
https://www.ftc.gov/news-events/press-release ... rtners-announce

Follow the steps in what you need to know here:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

Tabitha: All I wanted to say was Thank you for sending me that note saying they shouldn't be able to do anything since I am on disability.

Don't worry about her over the top response, some folks have nothing to do but look up every post and make a comment. You're OK, the people calling you are simply AH's. No need to follow complex instructions.

That certainly isn't an o"over the top" remark, and you have just given that person some very bad advice.  So I am guessing you workl for these scumbags stealing money from people?

PORTFOLIO RECOVERY ASSOCIATES AKA PRA
Good news, they got slapped hard for 82 million recently:  http://www.kansascity.com/news/local/article21073359.html
Also the NY AG slapped them again it seems:  http://www.bloomberg.com/news/articles/2014-0 ... ion-in-new-york
CFPB fines them for lying:  http://www.consumerfinance.gov/newsroom/cfpb- ... lect-bad-debts/
Posted in:
 https://800notes.com/forum/ta-2a4cf0cd3a9e0dd ... very-associates

https://800notes.com/Phone.aspx/1-757-952-1847

https://800notes.com/Phone.aspx/1-205-379-6018

https://800notes.com/Phone.aspx/1-205-379-6019/2

https://800notes.com/Phone.aspx/1-205-396-3619/7

https://800notes.com/Phone.aspx/1-205-588-7043

https://800notes.com/Phone.aspx/1-213-443-8792

https://800notes.com/Phone.aspx/1-404-909-8732/2

https://800notes.com/Phone.aspx/1-412-847-5934/4

https://800notes.com/Phone.aspx/1-518-312-4713#p837986669093189763

https://800notes.com/Phone.aspx/1-620-708-4824

https://800notes.com/Phone.aspx/1-620-708-4838

https://800notes.com/Phone.aspx/1-620-860-0202

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https://800notes.com/Phone.aspx/1-620-860-0784

https://800notes.com/Phone.aspx/1-620-860-1573/4

https://800notes.com/Phone.aspx/1-678-265-3904

https://800notes.com/Phone.aspx/1-702-425-3735
https://800notes.com/Phone.aspx/1-714-699-3172

https://800notes.com/Phone.aspx/1-731-256-6444/3
https://800notes.com/Phone.aspx/1-731-256-7209

https://800notes.com/Phone.aspx/1-731-256-9336

https://800notes.com/Phone.aspx/1-731-256-9337/2

https://800notes.com/Phone.aspx/1-731-256-9338

https://800notes.com/Phone.aspx/1-732-256-9338

https://800notes.com/Phone.aspx/1-757-215-1948

https://800notes.com/Phone.aspx/1-757-215-2332
https://800notes.com/Phone.aspx/1-757-215-2370
https://800notes.com/Phone.aspx/1-757-320-1591

https://800notes.com/Phone.aspx/1-757-320-4166

https://800notes.com/Phone.aspx/1-757-320-4168

https://800notes.com/Phone.aspx/1-757-355-6494

https://800notes.com/Phone.aspx/1-757-355-6494/2
https://800notes.com/Phone.aspx/1-757-506-0177/11

https://800notes.com/Phone.aspx/1-757-946-1151

https://800notes.com/Phone.aspx/1-800-772-1413/47

https://800notes.com/Phone.aspx/1-800-851-9631/16
https://800notes.com/Phone.aspx/1-404-719-4368/7
https://800notes.com/Phone.aspx/1-757-821-2260
https://800notes.com/Phone.aspx/1-679-265-3904
https://800notes.com/Phone.aspx/1-205-538-1807/2
https://800notes.com/Phone.aspx/1-757-946-1156
https://800notes.com/Phone.aspx/1-731-410-3143
https://800notes.com/Phone.aspx/1-817-500-4360/4
https://800notes.com/Phone.aspx/1-817-479-9154/10
https://800notes.com/Phone.aspx/1-404-865-3247
https://800notes.com/Phone.aspx/1-412-847-5582
https://800notes.com/Phone.aspx/1-847-915-4224
https://800notes.com/Phone.aspx/1-847-737-4494
https://800notes.com/Phone.aspx/1-510-343-5211
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https://800notes.com/Phone.aspx/1-205-396-3627
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https://800notes.com/Phone.aspx/1-757-447-2583/2
https://800notes.com/Phone.aspx/1-484-498-2389
https://800notes.com/Phone.aspx/1-859-795-3413
https://800notes.com/Phone.aspx/1-757-952-2646
https://800notes.com/Phone.aspx/1-620-860-1787
https://800notes.com/Phone.aspx/1-731-410-3151
https://800notes.com/Phone.aspx/1-731-345-4203
https://800notes.com/Phone.aspx/1-866-925-7109
I have to wonder why an allegedly “legitimate “business would need so many phone numbers to call out on?

Web page with contact information:  http://www.portfoliorecovery.com/contact_us.html
Make sure you read how they just lost an 83 million dollar lawsuit against them:  http://www.kansascity.com/news/local/article21073359.html

Make sure you read how the NY AG spanked them bad on May 1, 2014 in the following BBB page.

BBB page with 1,322 complaints, 3 negative reviews a government action from the State of New York, an alert, and yet they get an accredited B+ rating (down from an A at least but they must still be paying big bucks for that rating)?  http://www.bbb.org/norfolk/business-reviews/d ... olk-va-51000164
Bizapedia has them as a Delaware Corporation started in 2007 as opposed to the information on the BBBB page that says 1996:
http://www.bizapedia.com/de/PORTFOLIO-RECOVERY-LLC.html
http://www.bizapedia.com/addresses/120-CORPOR ... K-VA-23502.html

Other complaint sites:
http://www.complaintsboard.com/complaints/portfolio-recovery-associates-c275360.html
http://www.creditreportproblems.com/Portfolio_Recovery_Associates_LLC.htm

Cases against PRA:
http://www.leagle.com/decision/In%20FDCO%2020130416695
http://www.prweb.com/releases/Class-Action/Lawsuit/prweb5253574.htm
http://law.justia.com/cases/federal/district- ... 2707/228930/60/
http://dockets.justia.com/docket/california/casdce/3:2015cv00768/471398
http://www.bigclassaction.com/lawsuit/portfol ... olations-of.php
http://leagle.com/decision/In%20FDCO%20201409 ... SOCIATES,%20LLC
http://dockets.justia.com/docket/illinois/ilndce/1:2015cv02765/308374
http://www.creditreportproblems.com/pennsylva ... -practices-act/
http://www.creditreportproblems.com/portfolio ... cpa-violations/
http://designertoday.com/News/6736/Reader.Get ... .Prejudice.aspx
http://dockets.justia.com/search?query=PORTFOLIO+RECOVERY+ASSOCIATES%2C+LLC
http://www.ca6.uscourts.gov/opinions.pdf/14a0266p-06.pdf
http://cdn.ca9.uscourts.gov/datastore/opinions/2012/12/28/11-56600.pdf
http://statesboro.biz/News/702/Class-Action-L ... f-The-TCPA.aspx
http://www.gpo.gov/fdsys/granule/USCOURTS-mie ... 1_12-cv-11526-2
http://www.gpo.gov/fdsys/granule/USCOURTS-kye ... 5_13-cv-00147-0
And a CFPB case about a lawyer who works for PRA.
http://www.washingtonpost.com/blogs/wonkblog/ ... ction-lawsuits/
Some more interesting reading:

http://ficoforums.myfico.com/t5/Rebuild ... /td-p/8653

http://hamptonroads.com/2013/09/portfol ... dial-proof

http://www.creditreportproblems.com/Por ... es_LLC.htm

"PRA may also sometimes make harassing calls and send out threatening letters. In some cases they may have your information by mistake ~ so they are sending the WRONG PERSON collection notices!"

http://www.ca6.uscourts.gov/opinions.pd ... 66p-06.pdf

TCPA Class Action Suit against:
http://statesboro.biz/News/702/Class-Ac ... -TCPA.aspx

Mentioned here among other bottom feeding criminal DC's:

http://www.washingtonpost.com/business/ ... story.html

Lawsuit against them:

http://topclassactions.com/lawsuit-sett ... iolations/

They were  listed among the worst offenders on the late Bud Hibb's site!

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

So how long have you worked for them Yawny?  Oh my, looks like more lawsuits headed your way!  ROFL!

You are most welcome Mark!  As we can see below, a shilly DC apparently trying to run damage control by nay saying remarks! They sure don't like it when folks get educated to the laws! It costs them, but then again, maybe they shouldn't break the TCPA laws.

The only ones who can touch SS or disability is the feds themselves and that's only for student loans, back tax or child support. And at that, there is only just so much even for them.