877-254-3482

This is Portfolio Recovery

They won't say what's in regard the call, they won't leave a message.

they just breathed heavily 😂😂

This phone number called me in regards to owing Dillards. They are debt collecting agency and wants to know how am I going to pay them Debit or Credit card. I told them I can't pay them. I hang up called Dillard asked the associate in Dillard on how much I owe. She took my SSN and told me that I wasn't listed in any of their credit or some type of owing them. It sounds like they are a scam and I think, most definitely, they are.

Never Give your SSN to anyone over the phone. Never!

If they ask for any info never provide over phone. Even your SS because they should have that information if they are legit.

Since you called Dillards you knew who you were talking to when you gave your social. #  that's different than giving it to some unknown person who calls you.

Portfolio Recovery, bottom feeders, been calling me for years trying to get me to tell them where the person they are looking for is. I have no idea who the person is and I don't care.

It also could be that the debt is so old that you're not in the system anymore. Portfolio recovery buys very old debt and tries to collect on him even though the statue limitation has passed.

Un known call from 8772543482, no answer and no message

These people bought OLD debt from Capital One from 2004 and they have been calling my number and sending me letters.
If you even speak to these people about trying to re-negotiate the terms of settlement on your old account, the statute of limitations starts over again.

Collection companies didn't lend you the money, they are NOT the creditors. You can sue them, some of them don't have a license on YOUR state to do business. Find out how to fight collections agencies. Don't be intimidated. If you tell them NOT TO CALL YOU AGAIN that they should communicate ONLY in writing and they keep calling you can sue them for good money for each call.

Got this call a lot I don't answer

My identity has been stolen twice.  Never give your SS# to anyone.  The last 4 digits is sufficient.  Dillard's only need an account #.  That identifies your info.

A woman has called me like four days but I told her she has a wrong number. Yesterday she told me is for an interview but I hung up on her. Sometimes they speak in Spanish too.

Hablan de dos a tres veces a la semana y es para cobrar de portafolio

I just got a call from this number, did not answer, did not leave a message. Makes sense that it is Portfolio Recovery as I received a letter from them yesterday for a capitol one card debt from 8 years ago, that is no longer on my credit but keep getting calls and letters from Portfolio.

it looks like these people are the scum of the earth
http://www.floridacreditcardlawsuit.com/credi ... bVwYaAv8q8P8HAQ

are they allowed to call me @9:35pm!!!! They called my moms cell few months ago and like everyone else....it's a debt from over 10years ago! I have changed my phone # but they are like snakes and always manage to hunt me down. At this point I just feel like paying them $300...yes $300 so they can LEAVE ME ALONE and stop stalking me and calling me every freaking day and night!!!

First, don't pay them a penny.  They will put you on their easy marks list and sell your name to other criminal debt collectors.  No they are not allowed to call between the hours of 9 pm and 8 am your time.  I am going to tell you what you need to do.  Take the advice and you end up with money in your pocket and the harassment will stop.

You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Here is the rest of what you need to know:

PORTFOLIO RECOVERY ASSOCIATES AKA PRA
Good news, they got slapped hard for 82 million recently:  http://www.kansascity.com/news/local/article21073359.html
Also the NY AG slapped them again it seems:  http://www.bloomberg.com/news/articles/2014-0 ... ion-in-new-york
CFPB fines them for lying:  http://www.consumerfinance.gov/newsroom/cfpb- ... lect-bad-debts/
Posted in:
 https://800notes.com/forum/ta-2a4cf0cd3a9e0dd ... very-associates

https://800notes.com/Phone.aspx/1-757-952-1847

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https://800notes.com/Phone.aspx/1-205-379-6019/2

https://800notes.com/Phone.aspx/1-205-396-3619/7

https://800notes.com/Phone.aspx/1-205-588-7043

https://800notes.com/Phone.aspx/1-213-443-8792

https://800notes.com/Phone.aspx/1-404-909-8732/2

https://800notes.com/Phone.aspx/1-412-847-5934/4

https://800notes.com/Phone.aspx/1-518-312-4713#p837986669093189763

https://800notes.com/Phone.aspx/1-620-708-4824

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https://800notes.com/Phone.aspx/1-620-860-0202

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https://800notes.com/Phone.aspx/1-620-860-1573/4

https://800notes.com/Phone.aspx/1-678-265-3904

https://800notes.com/Phone.aspx/1-702-425-3735
https://800notes.com/Phone.aspx/1-714-699-3172

https://800notes.com/Phone.aspx/1-731-256-6444/3
https://800notes.com/Phone.aspx/1-731-256-7209

https://800notes.com/Phone.aspx/1-731-256-9336

https://800notes.com/Phone.aspx/1-731-256-9337/2

https://800notes.com/Phone.aspx/1-731-256-9338

https://800notes.com/Phone.aspx/1-732-256-9338

https://800notes.com/Phone.aspx/1-757-215-1948

https://800notes.com/Phone.aspx/1-757-215-2332
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https://800notes.com/Phone.aspx/1-757-355-6494

https://800notes.com/Phone.aspx/1-757-355-6494/2
https://800notes.com/Phone.aspx/1-757-506-0177/11

https://800notes.com/Phone.aspx/1-757-946-1151

https://800notes.com/Phone.aspx/1-800-772-1413/47

https://800notes.com/Phone.aspx/1-800-851-9631/16
https://800notes.com/Phone.aspx/1-404-719-4368/7
https://800notes.com/Phone.aspx/1-757-821-2260
https://800notes.com/Phone.aspx/1-679-265-3904
https://800notes.com/Phone.aspx/1-205-538-1807/2
https://800notes.com/Phone.aspx/1-757-946-1156
https://800notes.com/Phone.aspx/1-731-410-3143
https://800notes.com/Phone.aspx/1-817-500-4360/4
https://800notes.com/Phone.aspx/1-817-479-9154/10
https://800notes.com/Phone.aspx/1-404-865-3247
https://800notes.com/Phone.aspx/1-412-847-5582
https://800notes.com/Phone.aspx/1-847-915-4224
https://800notes.com/Phone.aspx/1-847-737-4494
https://800notes.com/Phone.aspx/1-510-343-5211
https://800notes.com/Phone.aspx/1-281-377-3345
https://800notes.com/Phone.aspx/1-626-521-5311
https://800notes.com/Phone.aspx/1-205-396-3627
https://800notes.com/Phone.aspx/1-847-915-4836
https://800notes.com/Phone.aspx/1-757-447-2583/2
https://800notes.com/Phone.aspx/1-484-498-2389
https://800notes.com/Phone.aspx/1-859-795-3413
https://800notes.com/Phone.aspx/1-757-952-2646
https://800notes.com/Phone.aspx/1-620-860-1787
https://800notes.com/Phone.aspx/1-731-410-3151
https://800notes.com/Phone.aspx/1-731-345-4203
https://800notes.com/Phone.aspx/1-866-925-7109
https://800notes.com/Phone.aspx/1-469-608-8899
https://800notes.com/Phone.aspx/1-877-254-3482
I have to wonder why an allegedly “legitimate “business would need so many phone numbers to call out on?

Web page with contact information:  http://www.portfoliorecovery.com/contact_us.html
Make sure you read how they just lost an 83 million dollar lawsuit against them:  http://www.kansascity.com/news/local/article21073359.html

Make sure you read how the NY AG spanked them bad on May 1, 2014 in the following BBB page.

BBB page with 1,322 complaints, 3 negative reviews a government action from the State of New York, an alert, and yet they get an accredited B+ rating (down from an A at least but they must still be paying big bucks for that rating)?  http://www.bbb.org/norfolk/business-reviews/d ... olk-va-51000164
Bizapedia has them as a Delaware Corporation started in 2007 as opposed to the information on the BBBB page that says 1996:
http://www.bizapedia.com/de/PORTFOLIO-RECOVERY-LLC.html
http://www.bizapedia.com/addresses/120-CORPOR ... K-VA-23502.html

Other complaint sites:
http://www.complaintsboard.com/complaints/portfolio-recovery-associates-c275360.html
http://www.creditreportproblems.com/Portfolio_Recovery_Associates_LLC.htm

Cases against PRA:
http://www.leagle.com/decision/In%20FDCO%2020130416695
http://www.prweb.com/releases/Class-Action/Lawsuit/prweb5253574.htm
http://law.justia.com/cases/federal/district- ... 2707/228930/60/
http://dockets.justia.com/docket/california/casdce/3:2015cv00768/471398
http://www.bigclassaction.com/lawsuit/portfol ... olations-of.php
http://leagle.com/decision/In%20FDCO%20201409 ... SOCIATES,%20LLC
http://dockets.justia.com/docket/illinois/ilndce/1:2015cv02765/308374
http://www.creditreportproblems.com/pennsylva ... -practices-act/
http://www.creditreportproblems.com/portfolio ... cpa-violations/
http://designertoday.com/News/6736/Reader.Get ... .Prejudice.aspx
http://dockets.justia.com/search?query=PORTFOLIO+RECOVERY+ASSOCIATES%2C+LLC
http://www.ca6.uscourts.gov/opinions.pdf/14a0266p-06.pdf
http://cdn.ca9.uscourts.gov/datastore/opinions/2012/12/28/11-56600.pdf
http://statesboro.biz/News/702/Class-Action-L ... f-The-TCPA.aspx
http://www.gpo.gov/fdsys/granule/USCOURTS-mie ... 1_12-cv-11526-2
http://www.gpo.gov/fdsys/granule/USCOURTS-kye ... 5_13-cv-00147-0
And a CFPB case about a lawyer who works for PRA.
http://www.washingtonpost.com/blogs/wonkblog/ ... ction-lawsuits/
Some more interesting reading:

http://ficoforums.myfico.com/t5/Rebuild ... /td-p/8653

http://hamptonroads.com/2013/09/portfol ... dial-proof

http://www.creditreportproblems.com/Por ... es_LLC.htm

"PRA may also sometimes make harassing calls and send out threatening letters. In some cases they may have your information by mistake ~ so they are sending the WRONG PERSON collection notices!"

http://www.ca6.uscourts.gov/opinions.pd ... 66p-06.pdf

TCPA Class Action Suit against:
http://statesboro.biz/News/702/Class-Ac ... -TCPA.aspx

Mentioned here among other bottom feeding criminal DC's:

http://www.washingtonpost.com/business/ ... story.html

Lawsuit against them:

http://topclassactions.com/lawsuit-sett ... iolations/

They were  listed among the worst offenders on the late Bud Hibb's site!

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php