4128475582

They phoned me at 12:46p PT, no message.  They can keep on a callin', but I'm not picking up.

Called on house phone, id caller Pittsburgh, pa. DO NOT ANSWER THIS CALL PORTFOLIO RECOVERY COLLECTOR OF ZOOMBIE DEBT.

Thieves

I have been getting phone calls from all the numbers listed for this co.  I have never answered.  If they got slapped with so many fines, then why are they still harassing people??

These people are the scum of the earth.  If you get any calls from a number that you don't recognize don't answer.  You can't block these people because they have to many phone numbers to count.  If a debt collector is calling and they are legitimate they will leave a message something like "I need to speak with Jane Doe as soon as possible regarding a personal financial matter."  They are not allowed to say anything about your debt because it is personal information and not allowed to share with anyone else.  These scum bag companies like Portfolio Recovery and Midland Credit have been sued by the FTC and had to pay millions of dollars in fines. They don't care because they have so many people that buy into their threatening tactics that they collect millions.

Stop calling me.

8:30 am  got a call.  Not answered.  Sick of this [***].  Block numbers the come up with a new one.  I don't have room to block al of them.

Portfolio Recovery, won't quit calling me at work.

Did you tell them to stop?  Did your employer?  Did you follow it up with a letter as required?  If you did all those things you now have an FDCPA claim against them.  Here is what you need to do, or you can simply allow them to break the law and continue harassing you.
You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.

PORTFOLIO RECOVERY ASSOCIATES AKA PRA
Good news, they got slapped hard for 82 million recently:  http://www.kansascity.com/news/local/article21073359.html
Also the NY AG slapped them again it seems:  http://www.bloomberg.com/news/articles/2014-0 ... ion-in-new-york
CFPB fines them for lying:  http://www.consumerfinance.gov/newsroom/cfpb- ... lect-bad-debts/
Posted in:
 https://800notes.com/forum/ta-2a4cf0cd3a9e0dd ... very-associates

https://800notes.com/Phone.aspx/1-757-952-1847

https://800notes.com/Phone.aspx/1-205-379-6018

https://800notes.com/Phone.aspx/1-205-379-6019/2

https://800notes.com/Phone.aspx/1-205-396-3619/7

https://800notes.com/Phone.aspx/1-205-588-7043

https://800notes.com/Phone.aspx/1-213-443-8792

https://800notes.com/Phone.aspx/1-404-909-8732/2

https://800notes.com/Phone.aspx/1-412-847-5934/4

https://800notes.com/Phone.aspx/1-518-312-4713#p837986669093189763

https://800notes.com/Phone.aspx/1-620-708-4824

https://800notes.com/Phone.aspx/1-620-708-4838

https://800notes.com/Phone.aspx/1-620-860-0202

https://800notes.com/Phone.aspx/1-620-860-0783

https://800notes.com/Phone.aspx/1-620-860-0784

https://800notes.com/Phone.aspx/1-620-860-1573/4

https://800notes.com/Phone.aspx/1-678-265-3904

https://800notes.com/Phone.aspx/1-702-425-3735
https://800notes.com/Phone.aspx/1-714-699-3172

https://800notes.com/Phone.aspx/1-731-256-6444/3
https://800notes.com/Phone.aspx/1-731-256-7209

https://800notes.com/Phone.aspx/1-731-256-9336

https://800notes.com/Phone.aspx/1-731-256-9337/2

https://800notes.com/Phone.aspx/1-731-256-9338

https://800notes.com/Phone.aspx/1-732-256-9338

https://800notes.com/Phone.aspx/1-757-215-1948

https://800notes.com/Phone.aspx/1-757-215-2332
https://800notes.com/Phone.aspx/1-757-215-2370
https://800notes.com/Phone.aspx/1-757-320-1591

https://800notes.com/Phone.aspx/1-757-320-4166

https://800notes.com/Phone.aspx/1-757-320-4168

https://800notes.com/Phone.aspx/1-757-355-6494

https://800notes.com/Phone.aspx/1-757-355-6494/2
https://800notes.com/Phone.aspx/1-757-506-0177/11

https://800notes.com/Phone.aspx/1-757-946-1151

https://800notes.com/Phone.aspx/1-800-772-1413/47

https://800notes.com/Phone.aspx/1-800-851-9631/16
https://800notes.com/Phone.aspx/1-404-719-4368/7
https://800notes.com/Phone.aspx/1-757-821-2260
https://800notes.com/Phone.aspx/1-679-265-3904
https://800notes.com/Phone.aspx/1-205-538-1807/2
https://800notes.com/Phone.aspx/1-757-946-1156
https://800notes.com/Phone.aspx/1-731-410-3143
https://800notes.com/Phone.aspx/1-817-500-4360/4
https://800notes.com/Phone.aspx/1-817-479-9154/10
https://800notes.com/Phone.aspx/1-404-865-3247
https://800notes.com/Phone.aspx/1-412-847-5582
https://800notes.com/Phone.aspx/1-847-915-4224
https://800notes.com/Phone.aspx/1-847-737-4494
https://800notes.com/Phone.aspx/1-510-343-5211
https://800notes.com/Phone.aspx/1-281-377-3345
https://800notes.com/Phone.aspx/1-626-521-5311
https://800notes.com/Phone.aspx/1-205-396-3627
https://800notes.com/Phone.aspx/1-847-915-4836
https://800notes.com/Phone.aspx/1-757-447-2583/2
https://800notes.com/Phone.aspx/1-484-498-2389
https://800notes.com/Phone.aspx/1-859-795-3413
https://800notes.com/Phone.aspx/1-757-952-2646
https://800notes.com/Phone.aspx/1-620-860-1787
https://800notes.com/Phone.aspx/1-731-410-3151
https://800notes.com/Phone.aspx/1-731-345-4203
https://800notes.com/Phone.aspx/1-866-925-7109
https://800notes.com/Phone.aspx/1-469-608-8899
https://800notes.com/Phone.aspx/1-877-254-3482
https://800notes.com/Phone.aspx/1-440-638-5676
https://800notes.com/Phone.aspx/1-757-386-4608
https://800notes.com/Phone.aspx/1-412-847-5582/2
I have to wonder why an allegedly “legitimate “business would need so many phone numbers to call out on?

Web page with contact information:  http://www.portfoliorecovery.com/contact_us.html
Make sure you read how they just lost an 83 million dollar lawsuit against them:  http://www.kansascity.com/news/local/article21073359.html

Make sure you read how the NY AG spanked them bad on May 1, 2014 in the following BBB page.

BBB page with 1,364 complaints, 3 negative reviews a government action from the State of New York, an alert, and yet they get an accredited B+ rating (down from an A at least but they must still be paying big bucks for that rating)?  http://www.bbb.org/norfolk/business-reviews/d ... olk-va-51000164
Bizapedia has them as a Delaware Corporation started in 2007 as opposed to the information on the BBBB page that says 1996:
http://www.bizapedia.com/de/PORTFOLIO-RECOVERY-LLC.html
http://www.bizapedia.com/addresses/120-CORPOR ... K-VA-23502.html

Other complaint sites:
http://www.complaintsboard.com/complaints/portfolio-recovery-associates-c275360.html
http://www.creditreportproblems.com/Portfolio_Recovery_Associates_LLC.htm

Cases against PRA:
http://www.leagle.com/decision/In%20FDCO%2020130416695
http://www.prweb.com/releases/Class-Action/Lawsuit/prweb5253574.htm
http://law.justia.com/cases/federal/district- ... 2707/228930/60/
http://dockets.justia.com/docket/california/casdce/3:2015cv00768/471398
http://www.bigclassaction.com/lawsuit/portfol ... olations-of.php
http://leagle.com/decision/In%20FDCO%20201409 ... SOCIATES,%20LLC
http://dockets.justia.com/docket/illinois/ilndce/1:2015cv02765/308374
http://www.creditreportproblems.com/pennsylva ... -practices-act/
http://www.creditreportproblems.com/portfolio ... cpa-violations/
http://designertoday.com/News/6736/Reader.Get ... .Prejudice.aspx
http://dockets.justia.com/search?query=PORTFOLIO+RECOVERY+ASSOCIATES%2C+LLC
http://www.ca6.uscourts.gov/opinions.pdf/14a0266p-06.pdf
http://cdn.ca9.uscourts.gov/datastore/opinions/2012/12/28/11-56600.pdf
http://statesboro.biz/News/702/Class-Action-L ... f-The-TCPA.aspx
http://www.gpo.gov/fdsys/granule/USCOURTS-mie ... 1_12-cv-11526-2
http://www.gpo.gov/fdsys/granule/USCOURTS-kye ... 5_13-cv-00147-0
And a CFPB case about a lawyer who works for PRA.
http://www.washingtonpost.com/blogs/wonkblog/ ... ction-lawsuits/
Some more interesting reading:

http://ficoforums.myfico.com/t5/Rebuild ... /td-p/8653

http://hamptonroads.com/2013/09/portfol ... dial-proof

http://www.creditreportproblems.com/Por ... es_LLC.htm

"PRA may also sometimes make harassing calls and send out threatening letters. In some cases they may have your information by mistake ~ so they are sending the WRONG PERSON collection notices!"

http://www.ca6.uscourts.gov/opinions.pd ... 66p-06.pdf

TCPA Class Action Suit against:
http://statesboro.biz/News/702/Class-Ac ... -TCPA.aspx

Mentioned here among other bottom feeding criminal DC's:

http://www.washingtonpost.com/business/ ... story.html

Lawsuit against them:

http://topclassactions.com/lawsuit-sett ... iolations/

They were  listed among the worst offenders on the late Bud Hibb's site!

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

Portfolio Recovery has called the past two days, several times/day. Initially did a reverse phone# check and found they were a scam company. I blocked the first two #'s they called from but they only use other #'s. I will continue to block their #'s. I thank everyone for their comments and warnings about this company. I never answer my phone from numbers I do not recognize...if the call is important, they will leave a message . They have not left any messages.

Thanks to everyone for the information provided here. I also do not answer numbers I do not know. No message was left, I have no clue what their message is for me.

Another Portfolio Recovery call. Never leaves a message. I never answer any calls from them. Not worth it. Nothing but a scam call.

Second call from Portfolio Recovery today. First one was @ 1:38 pm eastern time. Second call was @ 7:59 pm eastern time. I never answer calls from them.

God i just love you guys your bull dogged and tenacious  but you never give up trying to collect a worthless unpaid debt . I can think of a lot of jobs id do for a buck but being a belly slimebag like Portfolio Recovery how do you look yourself in a mirror and pray on peoples hardships and misfortunes (for the most part)  Rather work in a rendering plant than that job at least that job washes off at night

They cannot leave messages anymore apparently they got recently sued for like 13 million for being intimidating and bullying people  So all they do now is hope you answer without looking  What a scumbag job that must be

Put some pain to them.. Their info is in Big A's post above. Might want to have a laugh, read the article below..

Portfolio:
http://consumerist.com/2015/05/19/jury-hits-d ... ogus-1130-debt/
https://800notes.com/forum/ta-ceba95f52112a47/cfpb-settles-cases

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
https://www.ftc.gov/news-events/press-release ... rtners-announce

Follow the steps in what you need to know here:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
https://www.consumer.ftc.gov/blog/dont-recognize-debt-heres-what-do
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

Caller ID states "Portfolio Recovery".. I don't know WHO they are.. I don't even have any collections.. so.. They have been blocked.. but they are annoying as they have called at least once a week now for over a month..  NEVER leaving a message.. and I refuse to answer calls I don't know who they are from.. not worth my time.

Called cell phone, left no message.  No name on caller ID, so it was probably a scam / telemarketer call, or debt collector trying to scam someone on a zombie or nonexistent debt.  If debt collector, then robot didn’t leave message because it’s  Illegal to call cell phones.

Called cell again, twice in one day.  First call at 9:04 a.m., second one at 6:27 p.m.  I decided not to block the numbers because the telemarketer/scammers/debt collectors spoof another caller ID.  Let's see if they call a third time.

Portfolio Recovery Associates.  AGAIN.  Always.  These people really have nothing to do all day except sit at a phone in a boiler room make harassing calls all day